You suddenly find yourself behind on mortgage payments and not sure what to do. Foreclosure is not the only option, if you want to keep your house you can do a number of things, contact your lender to see what programs they offer to help you stay in your home such as:
If keeping the house is not possible
You spoke with your lender and explored all the available options but your financial situation does not allow you to sustain any payment plans offered by the bank, what do you do now?